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Maloney & Ward Insurance Agency

Coverage You Need — Coverage You Can Trust — Coverage You Can Afford

Maloney & Ward Insurance Agency, located in Culpeper, VA, has been serving the community for 30 years. With 190 years of combined experience in the insurance industry, we have been able to provide many individuals and businesses with the protection they need. Our commitment to our clients coupled with our years of experience, have made us the largest insurance agency in the area.
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With your best interests in mind, we have assembled a team of extremely knowledgeable, courteous, and experienced insurance professionals to find the policies that suit you best. Representing various insurance companies allows us to shop around to find you the coverage you need, at a cost that’s within your budget.

insurance agents giving direction in Virginia, Pennsylvania, North Carolina, Maryland, West Virginia, and the District of Columbia
insurance agents giving direction in Virginia, Pennsylvania, North Carolina, Maryland, West Virginia, and the District of Columbia

While headquartered in Virginia, we are also licensed in Pennsylvania, North Carolina, Maryland, West Virginia, and the District of Columbia. Individuals and companies in all these states have found that we provide quality protection and service that goes unmatched. Whether you need car insurance, health and life insurance, homeowners insurance, workers compensation, and much more, we have you covered. Receive the individual care and attention of a smaller agency as well as the resources, knowledge, and experience of a larger agency when you choose Maloney & Ward Insurance Agency.


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“Working with Tom Maloney was an awesome experience. As a new business owner, I had a requirement to purchase workman’s comp general liability and professional liability insurance. Tom was there to walk me through the process. Even making payments on the insurance policies was made easier by the helpfulness of his stuff. I look forward to continuing to work with Maloney & Ward insurance agency in the future.”

-Josie M.

“We’ve been clients of Maloney & Ward for over 10 years and have received outstanding and responsive service from Tom and his entire team throughout that time in connection with our insurance needs for multiple properties.”

-Gary S.

“Just call them! They raise the bar for what talking to your insurance agents should be like. At Maloney and Ward, you get to hear things like ‘Don’t worry, we’ll take care of everything.’ or ‘Sure, questioning your policy is good! We want to make sure you know how it works!’”

-Tara F.

“Ryan and all the staff are excellent. They do their best to provide you the best price and best service. I have my home, auto, and business insurance with this agency. I highly recommend to anyone.”

-Quality Inn South Boston VA

“These guys are awesome! Every agent that I have had the pleasure of working with has always been 100% attentive. Immediate turnaround time on getting important documents back, as well as getting insurance documents sent to clients. Quick responses to my emails. Highly recommend them!”

-All Plumbing, Inc

“The service we receive from Maloney & Ward is outstanding in every way. The speed and efficiency with which inquiries are responded to and the items taken care of is second to none. There is great follow up with everything.”

-Savanna P.

If you have any questions or would like more information on the services we offer, contact us at 540-825-9121. We look forward to speaking with you soon!

Phone: 540-825-9121
Toll-Free: 800-282-2920
Fax: 540-825-6515

Business Hours
Monday - Friday: 8 AM - 5 PM
Saturday - Sunday: Closed

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